September 16, 2025
What's the difference between FICO® Scores and non-FICO credit scores?
Not all credit scores are FICO Scores. For over 25 years, FICO Scores have been the industry standard for determining a person's credit risk. Many lenders use FICO Scores to make faster, fairer, and more accurate lending decisions. Other credit scores can be very different from FICO Scores—sometimes by as much as 100 points!